Get access to a Business Support loan from our partners Lidya®, and fulfil your business plans and personal needs

  • No Co-signers
  • No Collateral
  • No Guarantors

Loan Benefits

Lidya's loans are without collateral, without guarantors and co-signers. When approved, the loan is disbursed instantly.

Duration of Loan Facility

30 Days (renewable every 30 days). Upon repayment, you can qualify for a longer tenure from Lidya®.

Proposed Interest Rate for your SMEs

3.5% for 30 days

Bank Statement Financing

Get a monthly cash advance calculated based on your 3-month bank statements. To qualify, you will simply need to send a PDF soft copy of your last 3 months bank statement


Repayment amount is as advised by Lidya®.

How it works

Get your businesss support loan from Lidya® in 4 easy steps

Step 1

Fill in your details if you financially qualify and can meet the requirements.

Step 2

Await call from our partners Lidya® for an on the phone assessment.

Step 3

Meet all requirements of Lidya® and submit documentation as agreed by our partners, Lidya®

Step 4

Receive Funds

Apply for a loan today

Don’t miss out on this great opportunity to get fund, grow and support your business as well as take care of your personal needs.


Individuals or SMEs must have a minimum monthly turnover of N500,000 (Average of your Total Debit and Total Credit on your Bank Statement)

KYC Requirments

Your Full name, Address [Business & Residential], BVN.

Your CAC Certificate (Not required for individuals)

Last 6 months Bank Statement (PDF Copy).

TIN (If available).

Copy of a utility bill.

Copy of a government-issued photo identification document.

Next of Kin Details (Name, Address, Phone Number and Relationship).


Loan repayment terms will be determined by our partners Lidya upon successful assessment